Contact Us

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18 Lawrence Street
York, YO10 3BP
United Kingdom

York Cycleworks is an independent bike shop that has been at the heart of York cycling scene for over 30 years. We pride ourselves on our expertise and great customer service. 

0% Finance

Working with our finance supplier, V12 Finance, we are please to be able to offer 0% finance on our bikes.

o% Finance at York Cycleworks

Spread the cost of your new bike & accessories with no interest to pay!

0% Finance couldn't be easier to arrange with York Cycleworks, enabling you to spread the cost of your new bike or equipment from 6 to 24 months and pay nothing in interest.


So long as you are spending over £280.00 on a bicycle and/or equipment, you are a UK resident (at least 3 years), over 18, employed or self employed (min. of 16 hours a week) or retired. 0% finance is only available on non-discounted products.

Our friendly and experienced staff are on hand to help applying for 0% finance a doddle. All we need for the application is your bank card and current account details so that we can set up the Direct Debit, so please make sure you bring those with you!

It takes around 15 minutes to apply for 0% finance and you will be able to walk away with your bike the same day! Subject to acceptance and stock availability.

0% Finance provided by V12 Retail Finance. Terms and Conditions apply and these are provided on the application form.

York Cycleworks 0% Finance is quick and simple to apply for; it takes 5 minutes to fill in the following secure online application and we usually get an instant reply. In the rare cases we don't, we'll contact you as soon as we hear!

You can get an idea about what your monthly payments will be by using the payments calculator here

Fixed sum loan agreement regulated by the Consumer Credit Act 1974 between You and V12 Retail Finance. V12 is a trading name of Secure Trust Bank plc. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Services Authority.